Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Home Maintenance Checklist: Step by Step Guide to Prepare Your Home for the Fall
Posted: September 16, 2022
Home Maintenance Checklist: Step by Step Guide to Prepare Your Home for the FallYour home is likely one of your most valuable assets and keeping it in good condition matters. Before the rainy, colder fall weather rolls in, taking certain steps to prepare your home can protect your home from sustaining damage during the fall and winter months. Clear out Gutters Spend a few hours clearing any debris out of home gutters and downspouts. Check the brackets holding...
How to Determine the Right Amount of Coverage Needed
Posted: September 7, 2022
How to Determine the Right Amount of Coverage NeededLife insurance – everyone needs it, but how much coverage do you need? Every individual has a unique situation and choosing the amount of coverage requires calculating specific factors. These include the financial obligations that would be left should you suddenly pass away, including: Income replacement: Your loved ones can be left in a dangerous financial condition without the income you bring to the family....
How A Traffic Ticket Can Affect Your Life Insurance
Posted: August 22, 2022
How A Traffic Ticket Can Affect Your Life InsuranceNo one is perfect, and most people get a traffic ticket at least one in their lifetimes. But the truth is, your driving record can significantly affect your life insurance. If you have a current life insurance policy and you get a speeding ticket, it will not affect your rates. On the other hand, if you are applying for a new policy or additional coverage,...
Does Your Auto Insurance Cover Air Conditioning?
Posted: August 16, 2022
Does Your Auto Insurance Cover Air Conditioning?Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...
Can I Lower My Life Insurance Premiums?
Posted: August 8, 2022
Can I Lower My Life Insurance Premiums?A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are...