Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Why You Still Need Life Insurance After Retirement
Posted: August 7, 2021
Why You Still Need Life Insurance After RetirementIt may seem like a no-brainer to let your life insurance policy lapse or cash it in after you retire. After all, the main purpose of life insurance is to protect your family against the loss of your income should anything happen to you. Actually, life insurance is good for more than simply replacing your income in the event of your death. After a closer...
Why You Should Consider Travel Insurance for Your Next Cruise
Posted: August 1, 2021
Why You Should Consider Travel Insurance for Your Next CruiseWith summer coming to an end, you may be planning one last family trip before school starts again. If a cruise is on the horizon, you might want to consider travel insurance. COVID-19 has shown us how important this type of coverage could be, with the number of cancellations that have occurred. Benefits of Travel Insurance for a Cruise People generally book cruises to relax...
How Much Life Insurance Do I Need?
Posted: July 22, 2021
How Much Life Insurance Do I Need?Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...
The Five Types of Insurance Every College Student Needs
Posted: July 16, 2021
The Five Types of Insurance Every College Student NeedsParents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises. One neglected area to add to the college "to-do"...
What is a Life Insurance Ladder Strategy?
Posted: July 7, 2021
What is a Life Insurance Ladder Strategy?If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy. Calculating the Financial Needs of Your Loved Ones The process starts with calculating your family's projected...